Children's Care Home Insurance

The business insurance solution for Children’s Care Homes.

At Wilby we have an excellent track record of delivering specialist insurance solutions to the care industry and our staff have a wealth of experience in this sector. We work with many Children’s Care Homes to ensure they have vital insurance cover in place to protect them.

As there are very few insurers who offer the right level of cover you require it’s important that your broker understands the market correctly. We work closely with the leading insurers in this sector to get you the best possible premiums while giving expert advice to ensure the cover is correct.

We are able to identify and offer protection for potential grey areas, which may include:

  • Abuse – specifically stated in the policy and automatically provided
  • Breach of professional duty – covered under the Professional Indemnity insurance
  • Medical malpractice - automatically provided where applicable to your business
  • Volunteers - automatically covered under your Employers' Liability section
  • Management or Trustees Liability – cover automatically provided
  • Protection for Assets

Cover is also available for:

  • Employee Dishonesty
  • Third Party Fraud
  • Property Damage
  • Property in Transit
  • Items not kept at premises
  • Business interruption
  • Money and Personal Assault
  • Refrigeration Stock
  • Group Personal Accident/Travel
  • Private Medical Insurance
  • Motor Insurance

"Harmony Children’s Services Ltd appointed Wilby Limited to act as its Insurance Brokers when the business was formed, and since that time we have received excellent service. 

"We find their staff to be extremely knowledgeable, efficient, effective and equally as important to us, friendly. Our sector of Social Care requires a specialist covers as we work with young people with very challenging needs, and Wilby Ltd understand our business and the cover and protection we need.

"They also deal with any queries and requests for confirmation of cover, terms, conditions, etc. in a prompt, professional, and competent manner.

"We have no hesitation in recommending Wilby Ltd as we have always found them to be totally professional whilst still retaining the personal touch."

Mark Raw
Harmony Childrens Services

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